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Specialist Finance Services

Expert Advisors for Residential, Investment, and Commercial Finance

Whether you are buying your first home, expanding your property portfolio, securing bridging finance, or developing commercial property, we have specialist solutions. We work with 40+ lenders across five specialist service areas. Fast decisions, transparent costs, local expertise in Stockport and North West.
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Our Five Specialist Service Areas

We provide expert guidance and specialist finance solutions across five key service areas, each with dedicated knowledge and access to dedicated lenders.

Investor & Landlord Services

Your sale might take 4 weeks or 12 weeks. You do not know exactly when it will complete. If your target property completion is fixed but your sale is delayed, you have a timing gap problem.

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Bridge, Auction & Refurbishment Finance

Specialist short-term and project-based finance for time-critical property transactions. Fast decisions and rapid completion for property chains, auctions, and renovation projects where speed and flexibility matter.
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Residential & First-Time Buyer Services

Comprehensive mortgage solutions for homebuyers at every life stage. From first-time buyers getting on the property ladder to experienced movers and remortgagers, we provide expert guidance and access to competitive rates.
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Commercial & Development Finance

Specialist finance for commercial property purchases and development projects. We understand commercial risk, project timelines, and structured lending requirements for businesses and investors.
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Special Circumstances

Specialist solutions for borrowers with unique situations. Non-standard circumstances require specialist lenders and expert presentation. We access lenders willing to work with complex financial profiles.
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Why Kick Property Finance

40+

Specialist Lenders

5-10

Days to Decision

100%

Transparent Costs

Stockport

Based Locally

Our Approach to Finance Solutions

Across all five service areas, we follow the same principles: specialist knowledge, transparent guidance, and fast decisions.

Specialist Knowledge

Each service area has dedicated expertise. We understand the specific challenges and lender requirements across residential, investment, bridging, commercial, and special circumstances finance.

Lender Relationships

We work with 40+ specialist lenders across all five service areas. Each lender has different strengths and appetite. We match you to the right fit for your situation.

Fast Decisions

Most lenders give decisions within 5 to 10 working days. We ensure applications are complete and well-presented so you get a quick yes without unnecessary delays.

Transparent Costs

We explain all costs upfront. Valuation, conveyancing, fees, stamp duty. You know exactly what you will pay. No surprises at completion.

Local Expertise

We are based in Stockport. We understand local property values, market conditions, and neighbourhood dynamics across Stockport and North West.

Honest Advice

We will tell you if you are stretching too far, if timing is wrong, or if a different approach is better. Our job is your best outcome, not a quick commission.

How We Work

Whether your finance need falls into one or multiple service categories, our process is consistent, transparent, and designed to get you the best outcome.

Our Four-Step Process

Step 1: Assessment and Matching (Week 1)

You describe your situation and goals. We assess which service area best fits your needs. We discuss lender options and likely outcomes. We answer questions and explain next steps clearly.

Step 2: Application and Preparation (Week 2)

We gather required documentation from you. We prepare your application professionally, highlighting strengths and addressing any concerns upfront. We submit to the right lender with complete paperwork.

Step 3: Lender Decision (Week 2-3)

The lender reviews your application, conducts their assessment, and gives a decision. Most lenders decide within 5 to 10 working days. You receive a formal offer.

Step 4: Completion and Funds Release (Week 3+)

Legal work progresses. Valuations are conducted. Searches and contracts are reviewed. On completion day, funds are released and your finance becomes active. We keep you informed throughout.

Total Timeline: Most transactions complete within 4 to 12 weeks, depending on the service area and transaction complexity.

Book Your Free Consultation

Every home move is unique. Your circumstances, timeline, and target property all matter. Rather than guess whether you will be approved, let us give you clarity. Contact us with your situation.

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